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Your legacy begins today.
Take the next step toward creating a legacy that will impact the generations to come. The first conversation costs nothing and commits you to nothing, but may serve you immeasurably.
What to expect
Three conversations, usually
01
We listen
Thirty minutes on the phone or at the office. You tell us about your household, what you are protecting, and what you want left behind. We do not quote anything yet.
02
We bring options
We come back with two or three real illustrations, explained side by side, including what each one costs.
03
You decide
If one fits, we handle the application and the underwriting with you. If none of them fit, we will tell you that too, and there are no hard feelings.
What to bring
Helpful, not required. Come empty-handed if that is where you are.
Current policies
Anything already in force, including coverage through an employer.
Household numbers
Roughly what comes in each month, what is owed on the house, and any other assets or debt.
Medications
A list, if you are looking at health coverage or Medicare. It changes which plans make sense.
Your spouse
These decisions hold better when both of you were in the room for them.
Your questions
Write them down beforehand. We would rather answer twenty than none.
Contact an agent directly
Meet our team →
Contact
Licensing & agency information
Spencer Legacy Insurance is a privately owned, licensed independent insurance agency. We are not connected with, endorsed by, or affiliated with the U.S. government or the federal Medicare program. Spencer Legacy Insurance is legally authorized and licensed to transact life and health insurance business in the following states: Arkansas, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Nebraska (Resident State), North Carolina, South Dakota, Tennessee, and Wyoming. Product availability, features, and underwriting requirements vary by state. No insurance coverage goes into effect unless and until confirmed directly with a licensed agent.
Federal Medicare Advantage & Part D disclaimer
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users call 1-877-486-2048) 24 hours a day/7 days a week, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Affordable Care Act (ACA) / Health Insurance Marketplace disclaimer
This website is operated by Spencer Legacy Insurance and is not the official Health Insurance Marketplace® website at HealthCare.gov. This site may not provide all qualified health plan (QHP) options available in your state. To see all available qualified health plan options, please visit the official federal marketplace at HealthCare.gov or your state’s specific exchange platform. Spencer Legacy Insurance complies with all federal privacy and security standards regarding consumer personally identifiable information (PII).
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Independent Insurance Agency