Faith-led insurance and financial guidance for families today and generations to come.

The legacy you leave behind isn’t built someday—it’s built today.

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Building Legacies Through Faith and Finance

At Spencer Legacy Insurance we are dedicated to helping individuals and families faithfully steward the resources God has entrusted them—leave a legacy. We provide the education, guidance, and solutions needed to protect what matters most, pursue financial growth, and create a legacy that honors Jesus Christ.

Our Faith

We confess Jesus Christ is Lord and Savior.

Our faith is not separate from the way we approach finances, it is the foundation of our work. We believe thoughtful planning is an act of stewardship—helping families protect what matters most and building a legacy that lasts for generations.

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Our Services

Life, health, and retirement written for families, farms, and small businesses across Nebraska and more.

Life Insurance

Whole life and term, structured around what you are protecting and for how long.

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Health Insurance

Individual and family plans, including coverage for the self-employed.

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Medi-Share

Christian health care sharing for households under and over sixty-five.

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Medicare

Supplement, Advantage and Part D, reviewed with you each year.

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Annuities

Turning what you have saved into income that does not run out.

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Long-Term Care

Covering the cost of care without spending down what you mean to leave.

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Infinite Banking

Using your own whole life policy as the bank you borrow against to finance life’s purchases.

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Not sure which?
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Infinite Banking Concepts

Be your own banker.

Infinite Banking challenges conventional financial advice by turning dividend-paying whole life insurance into a living asset for growth and liquid capital. Instead of relying on market-volatile retirement accounts or outside lenders, you act as your own bank—funding your lifestyle or business needs while repaying your policy loans with interest. This approach builds a private financial ecosystem where your money works continuously for your benefit.

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