Planning a Mission Trip
Mission trips and service travel are meaningful ways for churches and families to put their faith into action. Planning well also means preparing for what could happen if someone becomes sick or injured far from home.
Many mission trips take place in areas where medical care may be limited. A serious illness or injury could require transportation to another city or country for appropriate treatment. Depending on your health plan, medical care outside the United States may have limited coverage, and providers may require payment before treatment.
Travel medical insurance may help cover certain emergency medical expenses and, when included in the policy, emergency medical evacuation during the trip. Coverage, exclusions, benefit limits, and eligibility requirements vary by plan, so reviewing the policy before departure is important.
For church groups, a group travel medical plan may provide coverage for multiple members of the team under one plan. Individual plans may also be available for people traveling independently.
As you plan the trip, the flights, and the work you will do, make medical coverage and emergency planning part of your checklist. Understanding your coverage before you leave can help your team focus on the people you are going to serve.
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Spencer Legacy Insurance is an independent, faith-based insurance agency at 828 Lake Avenue Suite C in Gothenburg, in central Nebraska. Independent since 2004, we help families, farms, and businesses with life insurance, health insurance, Medi-Share, Medicare, annuities, long-term care, and the Infinite Banking Concept.